7 Principles of Wise Money Management

by Dr. MaryAnn Dorio

Guard your heart above all else, for it determines
the course of your life.” ~ Proverbs 4:23
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According to my Concordance, the word “money” occurs in the Bible 148 times.  God has a lot to say about money and the way we manage it. Here are seven basic principles to keep in mind that will help us to be good money managers:

Hands holding the blackboard with text Manage Your Money against the gray background.1) Everything we own belongs to God, including our money.  We are simply stewards of God’s belongings.

2) Always pay God first. The first ten percent of our gross earnings must be invested into God’s Kingdom, normally via your home church.  This investment is called the tithe.  Consider this as an obligatory bill.  God uses the tithe as seed for our future provision.

3) Always pay yourself second. The second ten percent of our gross income must be invested into personal savings. Consider this also as an obligatory bill.

4) Put your savings into investments that give the best return.  The miracle of compound interest has created many a millionaire.

5) Never spend more than you earn. Live within your means and practice delayed gratification.

6) Develop a giving attitude.  God has set a law into motion called the Law of Sowing and Reaping.  The more we sow, the more we will reap.  Give generously to worthwhile causes, particularly those that help the poor.

7) Always use money and love people. Never love money and use people.

By applying these seven principles to your finances, you will be managing your money wisely, and you will prosper as a result.
            

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Where Is Your Treasure?

"For where your treasure is, there your heart will be also.” ~ Matthew 6:21

Guard your heart above all else, for it determines
the course of your life.” ~ Proverbs 4:23
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A treasure is an item of value. Each of us has treasures. The question is, “Do our treasures have us?”

vintage treasure chest with light

Jesus taught that where our treasure is, our heart would be there also. So, the question to ask is, “Where is your treasure?” 

Is your treasure in the pursuit of money? In your career? In a relationship with another person? Treasures placed here will crumble.

But if your treasure is in Jesus Christ, your heart will be there also.  And when your heart is in Christ, your treasure will never crumble.

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If you have any questions, you may contact me as follows:

Email: drmaryann@maryanndiorio.com
Snail Mail: PO Box 1185, Merchantville, NJ 08109
Tel. 856-488-3580
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Copyright 2015 by Dr. MaryAnn Diorio. All Rights Reserved. This article may not be published or printed in any form whatsoever without the written permission of Dr. MaryAnn Diorio. You may contact her at drmaryann@maryanndiorio.com to request permission.

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Dr. Diorio is a Certified Life Coach, a Certified Biblical Counselor, and a Certified Behavioral Consultant. She is also an award-winning, widely published author of fiction for children and adults. You may reach her at maryann@maryanndiorio.com or via one of her social media venues below:

Website: www.maryanndiorio.com
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The Only Surefire Way to Break the Chain of Addiction

 

“Guard your heart above all else, for it determines
the course of your life.” ~ Proverbs 4:23
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Addiction is slavery to an idol in one’s life.

Addiction occurs when one looks to a false god instead of the one true God to supply one’s need. Addiction surrenders to false pleasure despite adverse consequences.

Chain breaking

There are many types of addiction: alcohol, drugs, sex, food, computer, sports, money.  Any idol in one’s life is an addiction. 

Certain programs can help one manage addiction.  But ultimately, only Jesus Christ can set one completely free.  Why? Because getting free from addiction requires supernatural power.

Scripture says this in John 8:36: “So if the Son sets you free, you are truly free.”  Let the supernatural power of the Son of God set you free.  Only then will you be truly free.

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